Use your Assets to fulfiil your Needs !

Turn your property into a source of funds with a Loan Against Property. Use your home or commercial property to get the money you need for any purpose, from business expansion to education. Enjoy easy application, flexible terms, and competitive rates. Let your property help you achieve your goals today.

 
 

Features and Benefits

Minimal Documentation

Competitive interest rates and Charges

Quick & easy approval process

Flexible repayment tenure

Apply in just Few Steps !

Apply Online

Begin your application by visiting our website and filling out the online form.

Enter Property Details

Provide the necessary details about your property, including location and value.

Select Loan Type

Choose the type of loan that best suits your needs from our available options.

Click Submit

Complete the process by clicking the ‘Submit’ button. Our team will review your application and get back to you promptly.

Eligibility Criteria

Property Ownership

You must be the legal owner of a residential, commercial, or industrial property without any legal disputes.

Age Criteria

The minimum age requirement for applying for a LAP is usually 21 years, and the maximum age limit can vary but is typically around 65 years at the time of loan maturity.

CIBIL Score

Lenders often check the applicant's credit score and credit history through credit bureaus like CIBIL (Credit Information Bureau India Limited) to assess their creditworthiness.

Repayment Capacity

Lenders assess the applicant's repayment capacity based on their income, existing liabilities, and other financial obligations. A lower debt-to-income ratio improves your chances of loan approval.
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